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Moisture Readings and Insurance Coverage

What Should Moisture Readings Be for Internal Walls?

Moisture readings provide valuable insights into the moisture content of internal walls, influencing insurance coverage. Generally, readings below 15% moisture content are considered acceptable. However, variations may occur based on the wall’s age, construction material, and environmental conditions.

Significance of Moisture Readings

Maintaining appropriate moisture levels is crucial. Excessive moisture can compromise structural integrity, leading to:

  • Mold growth
  • Rot
  • Pest infestations

Insurance Implications

Insurance companies assess moisture readings during inspections to determine the extent of coverage. High readings indicate potential water damage or structural issues, which can impact premium rates and coverage limits.

Recommended Moisture Levels

Wall Type Acceptable Moisture Content
Plasterboard < 15%
Brick < 5%
Stone < 3%

Conclusion

Monitoring moisture readings is crucial for maintaining the integrity of internal walls and ensuring adequate insurance coverage. By adhering to recommended levels, homeowners can minimize potential risks and protect their property.